Lawton Real Estate, Inc



Posted by Lawton Real Estate, Inc on 10/12/2018


13 Lodge Ave, Saugus, MA 01906

Single-Family

$399,900
Price

6
Rooms
3
Beds
1/1
Full/Half Baths
Follow your heart to 13 Lodge Ave - A tree lined street is the perfect location for this storybook brick front cape. It has strong bones, and so much potential. Brand new roof, two year young heating system, vinyl replacement windows, updated electrical service and hardwood flooring to name a few!! The sunroom overlooks the backyard that screams cookouts, corn hole games and so much more. Open concept kitchen with island and huge dining area, oversized nursery window and sun from every window. Master bedroom on first floor with WIC and a full tiled bath on the same floor. Upstairs as two more generous bedrooms. Living room is very spacious with a working fireplace (new liner approx 3 years ago) Detached one car garage. Bring your updating ideas and make it your own.
Open House
Sunday
October 14 at 12:00 PM to 2:00 PM
Feel free to send your buyers, just text or call.
Cannot make the Open Houses?
Location: 13 Lodge Ave, Saugus, MA 01906    Get Directions

Similar Properties





Categories: New Homes  


Posted by Lawton Real Estate, Inc on 10/11/2018


12 Pinewood Ave, Billerica, MA 01821

Single-Family

$499,900
Price

10
Rooms
4
Beds
2
Baths
Ready for more living space than you know what to do with - come view this property. Open the front door to a grand foyer with stone flooring and french doors to back yard. Master Suite with sitting room, bedroom, full master bath and walk in closet. Laundry is tucked away in a separate room from bathroom. Three bedrooms and another full bath on first floor. Large living room for those fun football games. Lower Level has a family room. Central Air/newer gas heating/water heater. Saving the best for last a three car working garage with heat/electric. It also has a fourth door in the rear for access to yard. The yard is oversized with Cherry, Apple, and Japanese Maple Trees. Present owner planted Raspberry and Blackberry patches that produce from June to September.10' x 14' storage shed in yard. Cement Driveway Everything you need and then some
Open House
Sunday
October 14 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 12 Pinewood Ave, Billerica, MA 01821    Get Directions

Similar Properties





Categories: Open House  


Posted by Lawton Real Estate, Inc on 10/11/2018


12 Pinewood Ave, Billerica, MA 01821

Single-Family

$499,900
Price

10
Rooms
4
Beds
2
Baths
Ready for more living space than you know what to do with - come view this property. Open the front door to a grand foyer with stone flooring and french doors to back yard. Master Suite with sitting room, bedroom, full master bath and walk in closet. Laundry is tucked away in a separate room from bathroom. Three bedrooms and another full bath on first floor. Large living room for those fun football games. Lower Level has a family room. Central Air/newer gas heating/water heater. Saving the best for last a three car working garage with heat/electric. It also has a fourth door in the rear for access to yard. The yard is oversized with Cherry, Apple, and Japanese Maple Trees. Present owner planted Raspberry and Blackberry patches that produce from June to September.10' x 14' storage shed in yard. Cement Driveway Everything you need and then some
Open House
No scheduled Open Houses

Similar Properties





Categories: Price Change  


Posted by Lawton Real Estate, Inc on 10/11/2018

Buying a home is one of the biggest financial milestones youíll reach in your life. If youíre a first-time homebuyer, it can be scary to take the plunge and make a down payment on your first home.

Down payments are one element that makes up the factors which determine your monthly mortgage payments, and in turn, how much youíll be paying toward your home in total. So, itís important to understand just how much to save for a down payment.

In this article, weíll talk about down payments, why they matter, and your options for saving up for a down payment.

Why down payments matter

A down payment is simply the amount of money a buyer pays at the time of closing on the house. Down payments help assure lenders that you will make your monthly mortgage payments because you have invested a substantial amount of money into the house and therefore risk losing your down payment if you fail to pay the mortgage and your house is foreclosed on.

If youíre eager to buy your first home, you may want to make the smallest down payment possible so you can move in sooner. However, a smaller down payment typically means a larger monthly mortgage payment. Thatís because your mortgage payment depends on several factors.

When a lender determines how much they will lend you towards your home and how much your monthly mortgage payments will be, their formula takes into account your down payment, your credit score, and the value of the property. The higher your credit score and the higher your down payment is, the less your monthly payments will be.

Mortgage types and down payments

Many first time home buyers cannot afford large down payments on their first home (20% or more). As a result, there are loan types insured by the Federal Housing Administration that are offered for as low as 3.5% of the mortgage amount.

If you arenít approved for an FHA loan but plan on making a down payment of less than 20%, you can still buy a home with private mortgage insurance (PMI). With PMI you pay a monthly premium for your insurance in addition to your monthly mortgage payments.

How long and how much to save

So, how much should you save? The short answer is as much as possible. However, if you need to move soon because of life circumstances, it isnít always an option to hold off on moving for long periods of time.

If youíre currently renting each month at high prices, it might make more sense to put that money towards your first home, an asset which will likely increase in value, rather than spend it on rent which you get no return on.  

One of the best ways to save for a down payment is to set up a new cash savings account that will automatically deposit a portion of your paycheck each week. Having an off-limits account is a great way to save without the temptation of spending it on luxuries if the money would normally be sitting in your checking account.

Another option is to start investing. If youíre in no rush to buy a home and have the financial resources, investing pays off much more than a savings account does when it comes to increasing assets.

Regardless of how you choose to save, the most important takeaway is that you take action now to start saving and you donít deviate from your savings plan for any reason.




Categories: Uncategorized  


Posted by Lawton Real Estate, Inc on 10/5/2018

CUL DE SAC to the Left, CUL DE SAC to the right. Well maintained and updated Raised Ranch tucked away in a quiet WESTSIDE neighborhood. 5 YEAR YOUNG GAS HEATING, BRAND NEW ROOF along with a BRAND NEW TREX DECK. Updated kitchen with granite countertops, tile floor, huge food pantry and a newer gas stove. Large Mudroom off kitchen with full laundry facilities and closet space. Formal Dining Room and Living Room allow for great entertaining. Family Room tucked away for those quieter times. Master Bedroom has private half bath, hardwood flooring, two closets and remote control ceiling fan. Three more oversized bedrooms, all with lighted double closets and hardwood floors. The main bath has a jacuzzi tub and tile floor. Pull down attic for storage. Sit out on the new deck and enjoy a quiet summer dinner or rock the day away with a good book on the patio. The home sits perfectly on a stunning corner lot. Minutes to Highways, Mall, Schools and walking trails.

More Info on this Property | New Listing Alerts




Categories: Uncategorized  




Tags